Registration duties: how much will I pay?
When buying property in Belgium, registration duties are the 2ⁿᵈ largest cost after the price itself. Rates differ depending on the region and your status (first-time buyer or not).
- Brussels12.5 % standard, but €200,000 exempt for a first-time buyer making it their primary residence (max price €600,000).
- Wallonia12.5 % standard, but 3 % for a first-time buyer on an own and unique home ≤ €200,000 (2024 reform). 6 % for modest housing without first-time buyer status.
- Flanders3 % for an own and unique home ≤ €600,000 (2025 reform), 12 % for 2ⁿᵈ home or investment.
For a new property, 21 % VAT applies instead of duties — this calculator only covers existing property. Always verify with your notary: certain situations (donation, dismemberment, purchase via company) have specific rules.
Who is a « first-time buyer »?
You have never owned 100 % of a property before (in Belgium or abroad). You must also make it your primary residence within 2 years and live there for at least 5 years.
My parents have already been owners, does that count?
No, your personal status counts. If you have never owned a property in your name, you are a first-time buyer.
What if we buy as a couple?
Both buyers must be first-time. If only one of them has already been an owner, the reduction is generally lost (or reduced to 50 % depending on the region). Ask your notary.
When do we pay?
When signing the authentic deed at the notary's (4 months after the compromise on average), with the other fees.
Calcul basé sur les barèmes 2026 par région. Les exceptions (achats en société, démembrement, parts sociales, ascendants) ne sont pas couvertes. Pour les biens neufs, c'est la TVA 21 % qui s'applique. Confirmez auprès de votre notaire.
- Bruxelles Fiscalité — Droits d'enregistrement— Abattement art. 46bis (175 000 € exonérés ≤ 600 000 €)
- SPW Finances — Région wallonne— Taux 3 % habitation propre et unique ≤ 200 000 € (2024)
- Vlaanderen — Registratierechten— Taux 3 % habitation propre ≤ 600 000 € (réforme 2025)
- Notaire.be — Achat immobilier
Dernière vérification : mai 2026